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Section 01
3 articles

Pensions

The State Pension, workplace and personal pensions: how the rules work, what changes when life does, and where to check your own position.

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A woman in her early sixties sits at a kitchen table with a mug of tea, looking out at the garden.

01 / Pensions What a State Pension can pass on when a husband, wife or civil partner dies Whether anything can be inherited depends on when each of you reached State Pension age and when you married. How the old and new State Pension rules differ, and how to contact the Pension Service. 02.11.2026 · 6 min read

More in Pensions

Two colleagues talk over a sheet of paper at a meeting table in a bright office.

Why salary sacrifice saves National Insurance, and what changes in 2029 Giving up part of your salary for a pension contribution saves National Insurance for you and your employer. From April 2029 that saving stops above £2,000 a year. The rule is now law; here is how it works.

A couple in their early sixties sit on a garden bench in autumn, the man writing in a notebook.

Why the first flexible pension withdrawal can shrink what you pay in afterwards Taking taxable income flexibly from a pension pot can cut the yearly limit for tax-relieved saving from £60,000 to £10,000. What triggers the Money Purchase Annual Allowance and what does not.

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