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Section 02
3 articles

Tax

Tax codes, savings interest and selling things online: the Income Tax rules that reach ordinary households, with worked examples and links to HMRC.

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A woman in her mid-fifties in an apron arranges loaves of bread on shelves in a small bakery.

02 / Tax Why the first payslip from a second job or pension can look wrong One Personal Allowance, two sources of income. Why a second job or pension is often taxed at 20% from the first pound, what BR, D0 and the emergency codes mean, and how to check that the allowance sits in the right place. 02.11.2026 · 6 min read

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A man in his late sixties writes in a notebook at a dining table beside a cup of coffee.

The tax year your fixed-rate bond interest really belongs to Interest is taxed when it is paid to you or made available, not when it is earned. Why a bond that pays at maturity can put several years of interest into one tax year, and why access matters.

A woman in her late fifties wraps a blue ceramic jug in brown paper to pack it in a cardboard box.

What online marketplaces now tell HMRC about sellers, and what it means for a clear-out Since 2024 selling platforms send HMRC details of sellers who pass a threshold. The reporting itself is not a tax. How it works, and where the line falls between selling your own things and trading.

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